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Rising numbers of uninsured drivers in the UK are causing concern. The Motor Insurer’s Bureau places the current number at 1.5 million, holding them responsible for 200 deaths each year, as well as hundreds of injuries. One reported survivor of such an accident, Glenn Jones, faces lifelong disability even after extensive treatment. His family, career and life have apparently been ruined after an incident four years ago. He received just £300 as compensation, while the offender David Lee Matthews escaped with a £320 fine and a one year driving ban. NoClaimsDiscount.co.uk receives many such stories on their news desk and the sad thing is - Mr Matthews punishment was actually harsher than those handed down to most uninsured drivers.

In addition to the cost to human life, these accidents cost the insurance industry £500 million annually. Recent MIB statistics state that a fifth of...

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