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Windscreen damage needn’t chip away at no claim discount
Privilege Insurance is urging drivers to put safety first by getting any windscreen chips repaired straight away – and is reassuring customers that their no claims discount will not be affected.

A chipped windscreen is not only an annoyance, it can also be a safety hazard leading to driver distraction and potentially weakening the glass. But, despite the evidence in front of their eyes, many motorists choose to ignore windscreen damage, mistakenly believing they will be penalised by their insurance company if they make a claim.

To encourage drivers to act quickly, Privilege stresses that windscreen repair will not affect no claim discounts and, in the case of damage that can be repaired without requiring a new windscreen, Privilege will meet the cost of the repair, with policyholders not even paying any excess.

Damage to the front windscreen accounts for a large proportion of work carried out each month by Privilege’s approved repairer Autoglass®. However, the windscreen is repaired in only a quarter of cases. This number could be much higher, as often a chip has been left too long and developed into a crack that renders the entire windscreen unsafe. This is especially dangerous if it happens while driving, and means that the windscreen needs to be replaced – a slower, more expensive job.

Research shows that over one in ten vehicles on the road have damage to their front windscreen. With severe winter weather forecast, the amount of damaged windscreens is expected to rise, as is the severity of existing damage.

Not only could prompt action save money – it could also benefit the environment. The waste from each repair is about the size of a car key – significantly less than the waste created by a windscreen replacement.

Chips smaller than a £1 coin can usually be repaired in around 20 minutes, and the repaired windscreen will be as strong as a new one, with the work virtually invisible.

Ian Parker, Managing Director of Privilege Insurance commented:
“By acting quickly when they notice a chip, motorists can save money as well as ensuring their car is safe. The longer a small crack or chip is left, the less likely it is to be repairable – and that means paying the excess towards the cost of a replacement.”

“Whether windscreen damage can be repaired or requires replacement, no claim discount will not be affected, so there is really no excuse for not acting quickly to get the damage assessed by an expert.”

Privilege specialises in offering highly competitive insurance for safe drivers, with a guarantee to beat renewal quotes for any driver with 4 years + no claims discount. For a competitive Privilege quote, telephone 0845 246 8336 or visit


For more information, contact:
James Gore, PR Manager, Privilege Insurance on 0845 8785011 or 07770 543019

Privilege Insurance is underwritten by Direct Line Insurance plc, authorised and regulated by the Financial Services Authority. Calls may be recorded. Conditions apply.

This press release was distributed by ResponseSource Press Release Wire on behalf of Privilege Insurance in the following categories: Personal Finance, for more information visit