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News breaking today that customers of TK Maxx, the fashion retail chain, have had their credit and debit cards compromised should be kept in context, according to fraud protection specialist, the 3rd Man. Furthermore, consumers concerned about the future misuse of their credit cards should keep checking their bank statements, but equally need not be overly concerned.

Commenting, card crime specialist, Paul Simms, CEO of the 3rd Man, said: “If it’s true that 45 million customers have had their cards compromised, that’s obviously very serious but fraudsters often obtain card numbers from a variety of sources. Provided security information has not been compromised then there is no need for wholesale panic.”

According to reports, customers of TK Maxx have already had card details used in fraudulent circumstances. Understandably many consumers, and not just those who shop at TK Maxx, will be concerned about their cards being compromised in the future.

“Card numbers on their own pose little threat,” explains Simms. “However, card numbers together with names and addresses or security numbers would represent a problem, but I would be highly surprised if this were the case.

“It shouldn’t come as a surprise to anyone that card crime continues to flourish and criminals will do all they can to shift their interest from one place to another. We saw it with Chip and PIN and the move to ‘card not present’ crime, such as over the Internet and mail order. Since then many retailers have put in place systems to prevent card not present fraud from happening.”

A card number without a PIN is of little use in shops, and a card number without the security number will be of little use on the Internet or over the phone. “This story must not scare customers from shopping online,” says Simms. “It is extremely unlikely that your details will be compromised if you shop online. Furthermore most retailers use sophisticated screening techniques to spot fraudsters if they try. Fraud need not be a problem, it will remain something we all need to be aware of, but it really should not cause anyone to lose sleep.”

To speak with Paul Simms, please contact: 07785 517776


About The 3rd Man -

The 3rd Man provides card not present fraud screening, card fraud analysis and consultancy services to some of the UK’s leading retailers, including JJB Sports, Halfords and Ticketmaster.

The company reliably detects in excess of 95% of fraudulent attempts including organised and casual fraud.

The 3rd Man also provides its GateKeeper secure online data reporting and analysis tool that enables clients to search for and display transactional information instantly, performing complex analysis to identify fraud rings quickly.

Press contact:

Glen Goldsmith
Tel: 01483 811234 / 07812 766338

Paul Simms
The 3rd Man
Tel: 07785 517776

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