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The wave like impact of the credit crunch is now hitting Small and Medium sized companies. Banks have restrictions on lending and the property market is in sharp decline. Most sectors are likely to be hit with Property, Restaurants and Retail being the earliest to see problems.

The priority in a recession according to John Whiteman one of the UK’s top Troubleshooter’s is to stay in the game.

There is without a doubt many companies that will not survive this Crisis over the next 2 years but John who over the last 16 years has been successful in turning around the fortunes of companies in over 90% of cases says if you act decisively and early then there is a great likelihood that you will survive. For the fortunate there will be the opportunity for expansion when the economy changes if your planning and trading are good from the outset.

It is with this eye on expansion that John is currently working with his clients. Setting them up to take advantage of the opportunities that always occur when there is a decline. To do this there are certain measures John implements in his clients companies to track and monitor performance. With awareness of where you are it becomes easier to see where you are going. It does not matter what the sector is, when there is a correction in the market there are certain things that can be done to maximise opportunity.

John looks for his clients to remain entrepreneurial but operate a strict financial accountability. With gut- feel and statistical analysis most companies will be able to take advantage of this decline.

FIVE Financial Protection Areas for Small and Medium Sized Business’s

1. Have your Personal and Business Account with separate banks.
2. Resist giving a Personal Guarantee to a bank. If insisted upon then make sure it is capped at a level of risk associated with what you are prepared to lose.
3. Always run a cashflow so you can see where you are and a little way ahead. If your best skills in business are not financial- delegate to someone who specializes in this area.
4. Look to establish 2 months cash at bank to cover overheads. If this is not in place make changes actively.
5. The most important thing is to Have Fun. If you don't have fun, do something else.

It is never too late.

If you would like to know more about the techniques and assistance John has for years helped his clients with then please contact River Management at www.rivermanagement.co.uk or on 020 7183 2244 to arrange a face to face meeting.

It could be just what you are looking for.

River Management
www.rivermanagement.co.uk
info@rivermanagement.co.uk
0207 183 2244


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John Whiteman gave up a successful property career to help people and companies in difficulty. This was over 16 years ago and for years he has dealt with people who in many cases are about to lose everything. Picking someone up when they are at rock bottom is where John has achieved most fulfilment. Sometimes situations go against people. It doesn’t make them bad people it is important for people according to John to have tried and have done rather than to have not.

Throughout this time as a Troubleshooter John has experienced clients with a whole array of emotional problems from anxiety to suicidal intentions. He has now developed a cutting edge method which allows people to manage their emotions. This is called ‘The Way’.

John is looking to help as many people through this downturn in the economy and is looking for any opportunities whether in television, radio or press to make sure that as many people know what to do to allow them to stay in the game.

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