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Credit crunch forces more people to entertain at home leading to rise in domestic accidents

Credit crunch forces more people to entertain at home leading to rise in domestic accidents

Staying in is the new going out, and as victims of the credit crunch avoid expensive meals at restaurants or overpriced cocktails at trendy wine bars, furniture is coming under attack from unwanted accidents in the home, according to Swinton the UK’s leading home insurance retailer.

Feeling the post-Christmas pinch, many people are drinking from the comfort of their own homes and in their complacency becoming more accident prone.

A recent survey of 1,000 Swinton home insurance customers, found that 81% have entertained friends in the past month as an alternative to going out to help save money in the current economic climate.

Of those who had entertained 36% had caused un-repairable damage to household furniture while under the influence of alcohol. There has also been a sharp rise in insurance claims for broken electrical equipment such as televisions, hi-fi equipment and computers in the past three months.

Swinton Home Insurance found the top five most common drunken accidents in the home to be:

1. Spilling red wine on the carpet/sofa (23%)
2. Cigarette burn in the carpet/sofa (18%)
3. Breaking electrical equipment (17%)
4. Spilling curry on the carpet/sofa (12%)
5. Scratching the dining room table (4%)

Steve Chelton, Insurer Development Manager, for Swinton said: “Many people have a lot of expensive furniture in their homes such as carpets and sofas, all of which are covered under their home insurance policy. Many people do not realise that most electrical items such as televisions, hi-fi equipment and computers are also covered by standard contents insurance.”

“However, claiming to replace or repair these items following drunken mishaps can cause contents insurance premiums to rise steeply and most policies will have an excess to pay.”


For more information contact Michael Travers, Anoushka Foster or Sarah Challinor at Spinoza Kennedy Vesey PR on 0161 838 7770 or email

About Swinton
• With 580 branches nationwide Swinton is the UK’s largest high street insurance retailer
• Unlike many other companies in the financial services industry, Swinton is committed to keeping its branches open for business, and part of the community
• Swinton provides a one-stop-shop for the insurance and related needs of its clients, offering home, car, caravan, business, holiday, motorbike and even classic car insurance
• With a dedicated team of advisors on hand at every branch to search a panel of insurers to offer quality cover at competitive rates

This press release was distributed by ResponseSource Press Release Wire on behalf of SKV Communications Ltd in the following categories: Personal Finance, for more information visit