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JANUARY IS KNOWN AS 'DIVORCE SEASON'
Financial expert and double-divorcee launches new book to navigate the way
November 2010 - Those who work in the legal profession or financial services know all too well that January is typically 'divorce season'. In readiness for anyone considering divorce next year, leading financial adviser and qualified ‘divorce financial neutral’ expert, Keith Churchouse, prepares to release his latest book - Addicted to Wedding Cake - The Journey of Divorce (paperback/£12.99, December 2010). "With one in three marriages in the UK ending in divorce*, Decree Absolute’ is the goal in the journey many are navigating", says Keith. "Yet because it's not something that we naturally anticipate when we do marry, we don't know the steps of a divorce, what to expect and prepare for, practically and emotionally, and we often don't know the lingo or jargon until we're in the thick of it."
Double-divorcee and acclaimed financial expert, Keith Churchouse has written an authoritative, articulate and easy to read book that signposts the route through the terms and procedures to the day when your divorce is finalised.
A must-have must-buy book for anyone about to go through or in the process.
While the decision to leave a spouse is one thing, trying to understand and navigate the divorce process by a pamphlet or free half hour with a divorce solicitor is often confusing, overwhelming and totally inadequate, and leaves us unprepared for this frequently traumatic process. Addicted to Wedding Cake, provides an honest, (and at times humorous), insightful and practical guide to how the English and Welsh divorce system works, to help you understand and managing expectations of what will happen and how to make the best of the situation, while managing expectations for the 'bumpy' journey ahead. "Knowledge is key. Preparation is everything," says Keith.
Now very happy in his third marriage, Keith Churchouse recognises that while each divorce is unique and different and the exact direction you take cannot be mapped, the system or process can be. He carefully tracks the route from explaining the complete divorce process in one section (from deciding to part, to social effects, stating the reason for divorce to instructing solicitors and the first letters), before moving onto the legal and financials in the middle section (including the petition, maintenance and agreeing the structure of the financial separation). Finally, he examines “From Decree Nisi to Decree Absolute” and all the documentation in between, to recovery and planning to start again.
With the recent court ruling for Pre Nuptial agreements (or Pre-Nups) Divorce has become highly topical at the end of 2010 and this new book touches on this important issue.
So whether you are in the age group with the highest divorce rate in your late twenties, one of the growing number of over 50s who are ready to call time on your marriage and start afresh, or are experiencing the ‘cluster divorce effect’ on your marriage, Addicted to Wedding Cake is for you. As well as drawing on his own experiences, Keith also includes some thoughts from his now third wife, Esther, also a divorcee, to describe her journey during this formal process - which after the death of a partner, divorce or separation is said to be the most stressful life event one can experience.
"Cluster divorces” is a new term. "Some forms of social behaviour can be contagious, separation and divorce being two of them," says Keith. A recent study in the USA shows that people are 75% more likely to be divorced if someone they are directly connected to is divorced. Source: http://jhfowler.ucsd.edu/social_network_effects_on_divorce.p...
In his new book, Keith also explains the various options available, from engaging a specialist family lawyer to the alternatives that are available, including collaborative or mediation options. Equally, Keith says that “if after reading about the process, the possible tribulations and cost in terms of time and money then you decide to work harder at your marriage union, I will at least be able to say that I saved one marriage.” Addicted to Wedding Cake will help you to chart your own personal journey and signposts the final exit.
Chapters include: What is Divorce? The Divorce Process, The Legals & Financials, From Decree Nisi to Decree Absolute, Recovery, Planning to Start again and useful Appendix & Resources sections.
*Source: Statistics from the Office of National Statistics, 2008 England and Wales (latest figures)
• The average age of a man at divorce in 2008 was 43.9, and for a woman 41.4 years
• One in five men and women divorcing in 2008 had a previous marriage ending in divorce
• 67 per cent of divorces in England and Wales in 2008 were awarded to the wife
• For all divorces granted to an individual (rather than to both), behaviour was the most common factor in the break up
• The age group with the highest divorce rate is people in their late twenties
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Addicted to Wedding Cake – The Journey of Divorce
(December 2010, paperback, £12.99) ISBN 978 0 9564325 20
About the Author:
A double divorcee and in his third marriage, Keith Churchouse has been in the financial services industry for over 24 years and completed a BA (Hons) degree in financial Services in 2007. In 2008, he was the 4th person in the UK to achieve ISO 22222 Certified Financial Planner status, the British Standard for Personal Financial Planners (Standards International). He is an expert in pensions in divorce and a Resolution accredited Financial Neutral. In 2004 he set up Churchouse Financial Planning Limited with his third wife, Esther Dadswell.
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