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aqua card, provider of credit cards for bad credit, has released a new online quiz today, which aims to teach the UK public about personal credit rating.

It tests users’ knowledge by presenting true or false questions on ten key credit-related topics, such as how bankruptcy, missed payments, savings and divorce could affect your credit score; building the user's understanding of how credit rating works.

The quiz further cements aqua card’s commitment to educating the British public about credit issues and follows the release of a series of infographics which explain the UK's, complex credit rating system and the impact that moving house can have on consumers’ credit rating.

Emma Davis, an online manager at aqua card says: "With around 165,000 online searches made each month in the UK for the phrase: 'What is credit rating?', it's clear that lots of people want to under the system better. Our new quiz will hopefully help people to do this."

Research* recently revealed that the UK average personal debt is £7,388 and the average amount of debt each person in Britain pays off on a monthly basis is £322. This is the equivalent to 25 per cent of the average monthly income for an adult, which stands at £1,288. It is believed that 334 people, every day of the year, will be declared insolvent or bankrupt - the equivalent to 1 person every 59 seconds during a working day**.

Emma continues: "It's really important to be well informed about personal credit rating and actively working towards having manageable debts. Sometimes a bad score can be easily prevented or improved. The first step to take is to request a copy of your credit report so you can see how you're rated."

Consumers can test their credit knowledge by visiting the What is Credit Rating? quiz page on the aqua card website.

For more information on how to repair bad credit visit


About aqua card:

The aqua card was launched in 2002 and already has over 150,000 customers. As a specialist lender, whatever your financial situation, at aqua we take a closer look to see if we can give you the credit you need and can afford. We can’t promise to say yes, but we can guarantee that we’ll try, even if you have been refused credit before or are:

• self employed and find it difficult to prove a regular income
• a homemaker and are unable to prove your own income
• working part-time or on a low income
• at a new address or not on the electoral roll
• recently moved to the UK
• affected by previous poor credit, including County Court Judgments (CCJs)

The aqua card is underwritten and managed by SAV Credit Ltd and the card is issued by Bank of Scotland plc. This means you can have peace of mind knowing that aqua works closely with one of the UK’s largest financial services companies.

Representative 35.9% APR (variable)

Notes to editor:

The 'What is Credit Rating?' quiz and infographic are both hosted on the aqua card website:

Link to quiz:

The quiz and both infographics were designed by Grant Jennings, a design consultant at Propellernet.

Research References:

For further information or image requests contact:

Eshe Brown, online PR consultant 01273 760959
Sophie Coley, online PR consultant 01273 760969

This press release was distributed by ResponseSource Press Release Wire on behalf of Propellernet in the following categories: Personal Finance, Business & Finance, for more information visit