Recent news covered the shocking rise in personal injury claims, and Endsleigh.co.uk is urging business owners to think about the importance of owning a public liability policy.
Over the past decade personal injury claims have considerably risen. The upsurged ‘no win, no fee’ legal services has changed Britain’s society, and recent news showed how whiplash claims have soared by over 70%. Endsleigh is advising businesses to think about the importance of public liability insurance, to ensure they are covered in the event of a claim, and that they are safe in the knowledge that their business is protected.
Mike Day, of Endsleigh Insurance, said: “There has been a significant rise in the quantity of personal injury claims over the last decade, and Endsleigh is on hand to help businesses understand their need for having a public liability policy in place.
“If you are in the process of starting a new business we understand how much there is to think about. Many businesses struggle to understand the importance of having public liability insurance, especially if you’re a public facing organisation. We can help you decide on the right policy for your company.”
Endsleigh offers a series of reasons to consider public liability for business purposes:
Increase in ‘no win, no fee’ firms
The increase in ‘no win, no fee’ law firms, means an increase in the public claiming for personal injury. This is something all businesses should bear in mind when thinking about liability policies.
Business is fully covered against negligence
A public liability policy will cover you against any negligence claims against your business. Negligence may never be an issue, but even defending a claim is expensive, so considering a good public liability policy may be key to your business sustainability.
Cover for goods and premises
If you work from home, in an office or if your business includes the regular use of tools then these can all be added to you public liability cover for protection purposes.
Remember if you run a business and employ staff it’s the law to hold employer’s liability insurance, however you should also think about the importance of holding other insurance policies for the protection of your organisation.
Endsleigh Insurance offers a range of competitive liability policies for businesses and personal purposes. Policies can be tailored to cover legal fees, expenses and third party costs.
Notes to editor
About Endsleigh Insurance
Endsleigh is an independent intermediary specialising in the provision of insurance and financial products for career people.
The team have access to the leading insurers and lenders in the UK market, offering comprehensive advice on all areas of financial planning. Along with offering advice on financial protection, investments and retirement planning, Endsleigh also has dedicated mortgage and corporate advisers.
Endsleigh online http://www.endsleigh.co.uk
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