Skip navigation
Skip navigation
You are using an outdated browser. Please upgrade your browser.

These proposed penalties show that driving uninsured is every bit as socially unacceptable as drink driving

One in four motorists want insurance dodgers to be jailed, according to a new survey.
Britain’s 1.4million motorists who drive without insurance cost the economy £500m a year and add about £30 to everyone’s premium.

But an overwhelming majority of motorists say the current penalty - a fine of £200 or six penalty points - is woefully inadequate.

In a survey by specialist insurance broker Adrian Flux, one in four said offenders should be jailed, while nearly 40 per cent wanted a driving ban, and one in 10 suggested community service.

More than one in five wanted to impose a fine equivalent to the cost of their insurance which, for younger drivers in particular, could run to several thousand pounds.

Gerry Bucke, general manager at Flux, said the survey of 1000 motor insurance customers showed the level of public anger at those who refuse to insure their vehicles.

“I think we’d need a few more prisons if we were to jail all 1.4million uninsured drivers, but what our survey does is highlight what the majority feel about insurance dodgers,” he added.

“As well as putting everyone’s premiums up, every time an uninsured driver takes to the roads they are putting fellow motorists at risk of having to foot their own bill for damage even if it’s not their fault.

“These proposed penalties show that driving uninsured is every bit as socially unacceptable as drink driving.”
In some parts of the country, such as Merseyside, London and Manchester, up to 10 per cent of motorists are driving without insurance, resulting in some postcodes being treated almost as no-go areas for some insurers.

“The behaviour of a sizeable minority is having a hugely unfair effect on premiums in areas where there is a high prevalence of driving without insurance, and many sensible young drivers in particular are almost being priced off the road,” added Mr Bucke.

New measures were introduced last year to crack down on insurance dodgers, with DVLA working with the Motor Insurers' Bureau to identify all registered vehicles which do not have insurance in force.

If the owner of the vehicle fails to respond to warning letters, their vehicle could be clamped, seized and destroyed, or the owner could face a fine of up to £1,000.

But even these stiffer new penalties are not enough to satisfy the public, it seems.

For more information please contact Matt Ware on 01553 818550 or at

Customers were asked what they would consider an appropriate punishment for those convicted of driving without insurance.
Full survey results:
Three points on their licence: 3%
A fine equivalent to the cost of insurance for the period they were uninsured: 23%
A driving ban: 39%
Community Service: 9%
A Prison Sentence: 26%

Adrian Flux Insurance Services is the UK’s largest specialist insurance broker, covering everything from kit cars, imports, super cars, classics and modified motors.

This press release was distributed by ResponseSource Press Release Wire on behalf of Black Vanilla / To The End Media in the following categories: Motoring, Personal Finance, for more information visit