As an investor it's imperative you have a 'plan'. You wouldn't purchase a derelict wreck of a house, if you didn't have a plan in place in regards to how the project may evolve, and the same consideration should be taken with your investment portfolio.
Whilst you will always have particular preferences in regards to the type of market you would prefer to invest into, or possibly have knowledge of, any IFA should be advising you to be diversified, and build a portfolio that will assist you in meeting your goals.
Investment planning is the process of matching your financial goals and objectives with your financial resources. Investment planning is a core component of financial planning. There are thousands of different investments, with the most common being cash, equities, bonds and property.
Most investment plans will consist of exposure to all of these assets, combined with other investments creating an overall intention of Capital...