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• Half of homeowners (7 million) admit their home is in need of some repairs
• The most common problems include broken fences, mould/damp and overgrown gardens
• But more than half of people who need repairs can't afford the necessary work

7 million homeowners say their home is in need of some repairs, according to new research* for mortgage and loans broker Ocean Finance - but with money still tight for many people across the recession-hit UK, more than half can't afford the necessary repair work.

In a survey of UK homeowners, around 49% said their home could do with some repair work. Of those, 32% said they needed to fix fences and boundaries around the home, while 30% need to repaint the building. Worryingly, one in four (26%) have problems with damp or mould, which could pose a risk to their health.

But of those who said their home needs...

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