As the UK government prepares to announce sweeping pension reforms in the Autumn Budget, Vintage Acquisitions is encouraging investors to consider an alternative, tax-efficient approach to long-term wealth: by building their own “Whisky Pension.”
Recent reports suggest the government may reduce the 25% tax-free pension lump sum and limit higher-rate relief on contributions (Fidelity International, 2025).
Combined with frozen tax thresholds, millions could see their retirement savings quietly eroded.
“Traditional pensions are facing a squeeze,” says Robert Long, Director at Vintage Acquisitions.
“Investors are waking up to the idea that you can’t always rely on government promises. Whisky casks, on the other hand, quietly mature — tax-free — under HMRC bond. That is the beauty of building your own whisky pension.”
Each year, maturing Scotch whisky becomes rarer and more valuable.
With global...
