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One in five phone owners are insuring their handsets against accidental damage, according to a new survey carried out for

In the study, consumers were asked where they would go to get their phone screen repaired. 19% of people who took part in the survey said they would go through their insurers, indicating that the popularity of low-cost cover for personal gadgets and devices is on the rise.

With 56% of the vote, the most popular option was going through a local shop which offers mobile phone repairs. Just over one in ten people (11%) said they would look for an online repair service, while 14% said they would most likely just bin the handset.

Local repair shops have long been popular for providing a low cost alternative to manufacturer ‘main dealer’ repair services, especially for phones that are no longer under warranty.

But the fact that almost a third of our survey respondents said...

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