Demand for bridging finance rose in Q3 2025, with contributor gross lending coming in at £209.4m as borrowers prioritised speed and flexibility amid uncertainty around the upcoming Budget.
Key Points for Q3 2025:
Contributor gross lending up 4.9%
Average completion time drops to 41 days
Purchasing an investment property drives demand
Bridging Trends contributors transacted £209.4 million in bridging loans in Q3 2025, a 4.9% increase on Q2’s £199.7 million. This is the highest quarterly figure since Q3 2024’s £220.8 million and reverses the downward trend which saw quarterly totals fall since this time last year.
Funding an investment purchase accounted for 20% of all transactions, up from 16% in Q2. The uncertainty around the upcoming Autumn Budget – and speculation that Stamp Duty could be increased – likely influenced landlords to look for fast, flexible finance options. The need to move quickly was also reflected in the average...